Allstate (ALL) Research | Aerarium Research

Forward Estimates

EPS Estimates

Current Qtr

$4.64

$3.54$6.49

vs $5.94-21.9%

20 analysts

Next Qtr

$5.84

$4.75$8.45

vs $11.17-47.7%

20 analysts

Current Yr

$29.87

$27.00$33.70

vs $34.83-14.2%

23 analysts

Next Yr

$26.25

$22.81$31.90

vs $29.87-12.1%

22 analysts

Revenue Estimates

Current Qtr

$17.29B

$17.15B$17.44B

vs $16.63B+4.0%

2 analysts

Next Qtr

$17.55B

$17.44B$17.66B

vs $17.25B+1.7%

2 analysts

Current Yr

$70.49B

$69.20B$71.57B

vs $67.69B+4.2%

7 analysts

Next Yr

$73.64B

$72.23B$74.84B

vs $70.49B+4.5%

7 analysts

SEC filings →

View all 10-K, 10-Q, and 8-K filings for ALL on EDGAR.

ALL filing events and research context
Filed	Item	Context
Apr 29, 2026	mda_quarterly	Allstate’s first-quarter 2026 financial results reflect a significant recovery in profitability, with net income applicable to common shareholders rising to $2.43 billion from $566 million in the prior-year period. This performance was driven primarily by a $2.30 billion increase in Allstate Protection underwriting income, bolstered by lower catastrophe losses—which fell to $1.24 billion from $2.20 billion—and the benefit of prior-year reserve releases. The total combined ratio for Property-Liability operations improved to 82.0, down from 97.4 in the first quarter of 2025. Growth remains a strategic focus, with total policies in force (PIF) increasing 2.5% to 38.6 million. Auto insurance premiums written remained stable, while homeowners premiums grew 8.3% due to rate increases and higher insured replacement costs. Despite this growth, the company continues to navigate macroeconomic risks, including inflationary pressures on repair and medical costs, and supply chain volatility. Allstate maintains a robust capital position, with $85.16 billion in investments and a debt-to-capital ratio of 19.2%. The company continues its capital deployment strategy, completing a $1.50 billion share repurchase program and initiating a new $4.00 billion authorization. Management remains focused on its "Transformative Growth" plan to enhance customer value and expand protection offerings.
Feb 20, 2026	business	Allstate is a leading U.S. property and casualty insurer primarily focused on private passenger auto and homeowners insurance. The company operates through four reportable segments: Allstate Protection, Run-off Property-Liability, Protection Services, and Corporate. Distribution is managed via exclusive and independent agents, direct-to-consumer channels, and major retailers. While primarily operating in the U.S. and Canada, the company has significant geographic concentrations in Texas, California, Florida, and New York. Financial results are highly sensitive to catastrophic events, specifically severe convective storms, hurricanes, and wildfires. Allstate also manages substantial run-off exposure to asbestos, environmental, and mass tort claims arising from policies written between the 1960s and mid-1980s. Current operational trends include the digitalization of claims processing to mitigate the impact of inflation on medical and auto repair costs. Strategically, the company recently streamlined its portfolio through the 2025 disposition of its employer voluntary benefits and group health businesses. To support its reserves, Allstate maintains a diversified investment portfolio of fixed income and equity securities, leaving it exposed to interest rate volatility, credit spread fluctuations, and equity market valuations.
Feb 20, 2026	mda	Consolidated net income rose to $10.17 billion in 2025, driven by improved underwriting income and gains from the dispositions of the employer voluntary benefits and group health businesses. Total revenue increased 5.6% to $67.69 billion, supported by premium rate increases and growth in policies in force. Allstate Protection reported underwriting income of $8.69 billion, benefiting from 3.5% rate increases in auto and 7.6% in homeowners, alongside significant prior year reserve releases. To manage risk, the company stopped writing new homeowners and condominium business in Florida and California. Catastrophe losses totaled $4.96 billion, with wind, hail, and wildfires remaining primary drivers. A critical emerging risk is the April 2025 U.S. government tariffs, which may inflate vehicle replacement parts and building material costs, thereby increasing claim severity. The investment portfolio grew to $83.24 billion, generating $3.45 billion in net investment income. Shareholders' equity increased to $30.61 billion, with book value per diluted common share rising to $108.45. The Run-off Property-Liability segment continued to experience losses, totaling $154 million, primarily due to asbestos and environmental claims. Protection Services adjusted net income remained stable at $218 million, supported by international growth in Protection Plans.

Filed

Item

Context

Apr 29, 2026

mda_quarterly

Allstate’s first-quarter 2026 financial results reflect a significant recovery in profitability, with net income applicable to common shareholders rising to $2.43 billion from $566 million in the prior-year period. This performance was driven primarily by a $2.30 billion increase in Allstate Protection underwriting income, bolstered by lower catastrophe losses—which fell to $1.24 billion from $2.20 billion—and the benefit of prior-year reserve releases. The total combined ratio for Property-Liability operations improved to 82.0, down from 97.4 in the first quarter of 2025. Growth remains a strategic focus, with total policies in force (PIF) increasing 2.5% to 38.6 million. Auto insurance premiums written remained stable, while homeowners premiums grew 8.3% due to rate increases and higher insured replacement costs. Despite this growth, the company continues to navigate macroeconomic risks, including inflationary pressures on repair and medical costs, and supply chain volatility. Allstate maintains a robust capital position, with $85.16 billion in investments and a debt-to-capital ratio of 19.2%. The company continues its capital deployment strategy, completing a $1.50 billion share repurchase program and initiating a new $4.00 billion authorization. Management remains focused on its "Transformative Growth" plan to enhance customer value and expand protection offerings.

Feb 20, 2026

business

Allstate is a leading U.S. property and casualty insurer primarily focused on private passenger auto and homeowners insurance. The company operates through four reportable segments: Allstate Protection, Run-off Property-Liability, Protection Services, and Corporate. Distribution is managed via exclusive and independent agents, direct-to-consumer channels, and major retailers. While primarily operating in the U.S. and Canada, the company has significant geographic concentrations in Texas, California, Florida, and New York. Financial results are highly sensitive to catastrophic events, specifically severe convective storms, hurricanes, and wildfires. Allstate also manages substantial run-off exposure to asbestos, environmental, and mass tort claims arising from policies written between the 1960s and mid-1980s. Current operational trends include the digitalization of claims processing to mitigate the impact of inflation on medical and auto repair costs. Strategically, the company recently streamlined its portfolio through the 2025 disposition of its employer voluntary benefits and group health businesses. To support its reserves, Allstate maintains a diversified investment portfolio of fixed income and equity securities, leaving it exposed to interest rate volatility, credit spread fluctuations, and equity market valuations.

Feb 20, 2026

mda

Consolidated net income rose to $10.17 billion in 2025, driven by improved underwriting income and gains from the dispositions of the employer voluntary benefits and group health businesses. Total revenue increased 5.6% to $67.69 billion, supported by premium rate increases and growth in policies in force. Allstate Protection reported underwriting income of $8.69 billion, benefiting from 3.5% rate increases in auto and 7.6% in homeowners, alongside significant prior year reserve releases. To manage risk, the company stopped writing new homeowners and condominium business in Florida and California. Catastrophe losses totaled $4.96 billion, with wind, hail, and wildfires remaining primary drivers. A critical emerging risk is the April 2025 U.S. government tariffs, which may inflate vehicle replacement parts and building material costs, thereby increasing claim severity. The investment portfolio grew to $83.24 billion, generating $3.45 billion in net investment income. Shareholders' equity increased to $30.61 billion, with book value per diluted common share rising to $108.45. The Run-off Property-Liability segment continued to experience losses, totaling $154 million, primarily due to asbestos and environmental claims. Protection Services adjusted net income remained stable at $218 million, supported by international growth in Protection Plans.

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