Ameriprise Financial (AMP) Research

Forward Estimates

EPS Estimates

Current Qtr

$10.59

$10.30$10.80

vs $9.11+16.2%

11 analysts

Next Qtr

$11.04

$10.54$11.63

vs $9.87+11.8%

10 analysts

Current Yr

$44.17

$43.10$45.40

vs $39.29+12.4%

13 analysts

Next Yr

$47.64

$46.30$48.80

vs $44.17+7.9%

13 analysts

Revenue Estimates

Current Qtr

$4.73B

$4.67B$4.79B

vs $4.33B+9.1%

7 analysts

Next Qtr

$4.83B

$4.75B$4.98B

vs $4.73B+2.1%

6 analysts

Current Yr

$19.29B

$19.09B$19.49B

vs $18.29B+5.4%

7 analysts

Next Yr

$20.16B

$19.72B$20.86B

vs $19.29B+4.5%

7 analysts

SEC filings →

View all 10-K, 10-Q, and 8-K filings for AMP on EDGAR.

AMP filing events and research context
Filed	Item	Context
May 7, 2026	mda_quarterly	Ameriprise Financial reported strong growth for the first quarter of 2026, with total net revenues increasing to $4.81 billion and net income rising to $915 million, resulting in diluted earnings per share of $9.68. Growth was primarily driven by the Advice & Wealth Management segment, which saw adjusted operating net revenues climb to $3.18 billion. The company manages $1.7 trillion in assets under management, administration, and advisement. Key revenue streams include management and financial advice fees, which reached $2.94 billion, and distribution fees of $563 million. Financial performance remains highly sensitive to equity price fluctuations, credit markets, and interest rate volatility, particularly regarding the valuation of market risk benefits and embedded derivatives within variable annuity and universal life insurance products. Interest rate shifts specifically impact spread income from deposit products and fixed insurance, as well as long-duration contract reserves. The company continues to return capital to shareholders, spending $874 million on common share repurchases and $148 million on dividends during the quarter. Macroeconomic risks include geopolitical strain, inflation, and an evolving regulatory environment, all of which influence client behavior and the total value of assets under management.
Feb 19, 2026	mda	Ameriprise manages a $5.2 billion closed block of fixed annuities, 89% of which is ceded to Global Atlantic Financial Group. The firm competes globally across its Advice & Wealth Management, Asset Management, and Retirement & Protection Solutions segments against traditional financial institutions and emerging fintech companies. Key risks in asset management include downward fee pressure and a shift toward passive investing. The company maintains a strong human capital position, retaining 96% of high-performing employees and 94% of advisors with over ten years of tenure. Regulatory complexity is increasing, particularly concerning the EU Artificial Intelligence Act, cybersecurity, and data privacy. In the U.S., the firm navigates SEC Regulation Best Interest and evolving DOL fiduciary rules. International operations, specifically through Columbia Threadneedle, are subject to UK FCA Consumer Duty and operational resilience mandates, as well as EU directives including MiFID II and SFDR. Insurance subsidiaries, primarily RiverSource Life, are regulated by the Minnesota Department of Commerce and New York State Department of Financial Services, with a focus on solvency and capital adequacy. Enterprise risk management frameworks address capital, credit, market, and liquidity risks to ensure operational stability across these diversified business lines.
Feb 19, 2026	risk_factors	Ameriprise Financial is significantly exposed to equity price, credit market, and interest rate fluctuations, which impact asset-based fees and spread income from deposit products, fixed insurance, and fixed deferred annuities. Interest rate volatility directly affects long-duration contract reserves and adjusted operating earnings. The company faces substantial capital market risk through variable annuity market risk benefits, including guaranteed minimum withdrawal (GMWB) and death benefits (GMDB). To mitigate this, the company is strategically shifting its product mix away from living benefit guarantees. Additionally, the company manages risks associated with embedded derivatives in structured variable annuities (SVA) and indexed universal life (IUL) insurance. Long-term care (LTC) insurance remains a risk area, particularly regarding morbidity and mortality assumption updates, referred to as unlocking. Credit risk is concentrated in the investment and loan portfolios and through reinsurance counterparties, specifically Genworth. Liquidity is contingent upon the ability of subsidiaries, such as RiverSource Life and Ameriprise Bank, to pay dividends, which are subject to regulatory constraints from the Minnesota Department of Commerce and the OCC. Regulatory capital frameworks, including the Basel III standardized approach and the Federal Reserve's Building Block Approach, further constrain operational flexibility.

Filed

Item

Context

May 7, 2026

mda_quarterly

Ameriprise Financial reported strong growth for the first quarter of 2026, with total net revenues increasing to $4.81 billion and net income rising to $915 million, resulting in diluted earnings per share of $9.68. Growth was primarily driven by the Advice & Wealth Management segment, which saw adjusted operating net revenues climb to $3.18 billion. The company manages $1.7 trillion in assets under management, administration, and advisement. Key revenue streams include management and financial advice fees, which reached $2.94 billion, and distribution fees of $563 million. Financial performance remains highly sensitive to equity price fluctuations, credit markets, and interest rate volatility, particularly regarding the valuation of market risk benefits and embedded derivatives within variable annuity and universal life insurance products. Interest rate shifts specifically impact spread income from deposit products and fixed insurance, as well as long-duration contract reserves. The company continues to return capital to shareholders, spending $874 million on common share repurchases and $148 million on dividends during the quarter. Macroeconomic risks include geopolitical strain, inflation, and an evolving regulatory environment, all of which influence client behavior and the total value of assets under management.

Feb 19, 2026

mda

Ameriprise manages a $5.2 billion closed block of fixed annuities, 89% of which is ceded to Global Atlantic Financial Group. The firm competes globally across its Advice & Wealth Management, Asset Management, and Retirement & Protection Solutions segments against traditional financial institutions and emerging fintech companies. Key risks in asset management include downward fee pressure and a shift toward passive investing. The company maintains a strong human capital position, retaining 96% of high-performing employees and 94% of advisors with over ten years of tenure. Regulatory complexity is increasing, particularly concerning the EU Artificial Intelligence Act, cybersecurity, and data privacy. In the U.S., the firm navigates SEC Regulation Best Interest and evolving DOL fiduciary rules. International operations, specifically through Columbia Threadneedle, are subject to UK FCA Consumer Duty and operational resilience mandates, as well as EU directives including MiFID II and SFDR. Insurance subsidiaries, primarily RiverSource Life, are regulated by the Minnesota Department of Commerce and New York State Department of Financial Services, with a focus on solvency and capital adequacy. Enterprise risk management frameworks address capital, credit, market, and liquidity risks to ensure operational stability across these diversified business lines.

Feb 19, 2026

risk_factors

Ameriprise Financial is significantly exposed to equity price, credit market, and interest rate fluctuations, which impact asset-based fees and spread income from deposit products, fixed insurance, and fixed deferred annuities. Interest rate volatility directly affects long-duration contract reserves and adjusted operating earnings. The company faces substantial capital market risk through variable annuity market risk benefits, including guaranteed minimum withdrawal (GMWB) and death benefits (GMDB). To mitigate this, the company is strategically shifting its product mix away from living benefit guarantees. Additionally, the company manages risks associated with embedded derivatives in structured variable annuities (SVA) and indexed universal life (IUL) insurance. Long-term care (LTC) insurance remains a risk area, particularly regarding morbidity and mortality assumption updates, referred to as unlocking. Credit risk is concentrated in the investment and loan portfolios and through reinsurance counterparties, specifically Genworth. Liquidity is contingent upon the ability of subsidiaries, such as RiverSource Life and Ameriprise Bank, to pay dividends, which are subject to regulatory constraints from the Minnesota Department of Commerce and the OCC. Regulatory capital frameworks, including the Basel III standardized approach and the Federal Reserve's Building Block Approach, further constrain operational flexibility.

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