Citable filing context

HBAN filing events and research context

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HBAN's research view summarizes recent SEC filing context, starting with earnings from Jul 23, 2026.

HBAN filing events and research context
FiledItemContext
Jul 23, 2026earningsHuntington Bancshares reported Q2 2026 net income of $727 million, or $0.33 per common share.
Jul 23, 2026dividend_changeHuntington Bancshares declared a quarterly cash dividend of $0.155 per common share.
Jun 25, 2026otherHuntington Bancshares declared a quarterly cash dividend of $356.25 per share on its Series I preferred stock.
Jun 8, 2026Guidance: eps1.90 to 1.93
May 27, 2026Guidance: eps1.90 to 1.93
May 27, 2026Guidance: share_repurchase1100.00 to 1200.00
Jul 28, 2026mda_quarterlyHuntington Bancshares Incorporated (HBAN) reported net income of $727 million for the second quarter of 2026, compared to $536 million in the year-ago quarter. Financial results were significantly impacted by the acquisitions of Veritex Holdings, Inc. (completed October 2025) and Cadence Bank (completed February 2026), which drove a 35% increase in average earning assets and a 37% increase in average deposits. Net interest income (FTE) rose 40% to $2.1 billion, supported by a 10-basis-point expansion in the net interest margin to 3.21%, primarily due to lower funding costs. Credit quality remains within the company’s moderate-to-low risk appetite, though nonperforming assets increased 71% to $1.6 billion, largely due to assets assumed in the Cadence acquisition. The allowance for credit losses (ACL) grew to $3.4 billion, or 1.78% of total loans, reflecting both organic growth and acquired loan portfolios. Noninterest expense rose 51% to $1.8 billion, driven by $152 million in acquisition-related costs and increased personnel and technology expenses. Huntington maintains a strong liquidity position, with customer deposits funding 76% of total assets. The company’s CET1 capital ratio was 10.0% at quarter-end, reflecting the impact of the Cadence merger and ongoing share repurchases.
Apr 30, 2026mda_quarterlyHuntington Bancshares’ first-quarter 2026 results were primarily shaped by the recent acquisitions of Veritex and Cadence Bank. Net income attributable to Huntington was $523 million ($0.25 per diluted share), a slight year-over-year decline driven by $263 million in acquisition-related expenses. Despite this, net interest income rose 33% to $1.89 billion, supported by a 14 basis point increase in FTE net interest margin to 3.24% and a 27% expansion in average earning assets. Total assets reached $285.4 billion, a 27% increase from the prior year, largely due to the $8.3 billion Cadence transaction. Credit risk management remains a focus as nonperforming assets (NPAs) rose 44% to $1.4 billion, primarily due to assumed Cadence assets, and the provision for credit losses increased 37% to $158 million. Commercial real estate (CRE) exposure grew 60% to $24.3 billion, with management monitoring office loan risks and business banking defaults. The Allowance for Credit Losses (ACL) stands at $3.4 billion. The company’s balance sheet remains asset-sensitive, and management continues to monitor macroeconomic uncertainties, including geopolitical instability and potential shifts in the federal funds rate.

Source: SEC EDGAR filing text and events; period Jul 23, 2026; filed Jul 23, 2026.

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