Citable operating metrics
HIG's latest SEC-sourced operating KPI table includes Auto combined ratio at 105.70 for 2024-09-30.
| Metric | Period | Value | Basis |
|---|---|---|---|
| Auto combined ratio | Sep 30, 2024 | 105.70 | quarterly |
| Business Insurance combined ratio | Jun 30, 2025 | 87.00 | quarterly |
| Commercial Lines combined ratio | Jun 30, 2024 | 89.80 | quarterly |
| Homeowners combined ratio | Mar 31, 2026 | 83.80 | quarterly |
| Personal Insurance combined ratio | Jun 30, 2025 | 94.10 | quarterly |
| underlying combined ratio | Jun 30, 2024 | 87.40 | quarterly |
Source: SEC EDGAR certified operating KPI disclosure; period Sep 30, 2024; filed Oct 24, 2024; accession 0000874766-24-000121.
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