Citable filing context
JKHY's research view summarizes recent SEC filing context, starting with management_change from Aug 24, 2026.
| Filed | Item | Context |
|---|---|---|
| Aug 24, 2026 | management_change | Jack Henry appointed Richard N. Preece to its Board of Directors, effective August 20, 2026. |
| Aug 18, 2026 | earnings | Jack Henry & Associates reported fiscal 2026 fourth quarter and full year results ending June 30, 2026. |
| Aug 11, 2026 | other | Jack Henry reported $9.3 million in deconversion revenue for Q4 FY26 and $42.8 million for the full year. |
| Aug 18, 2026 | Guidance: adjusted_operating_margin | 24.10 to 24.30 |
| Aug 18, 2026 | Guidance: adjusted_revenue | 2659.00 to 2684.00 |
| Aug 18, 2026 | Guidance: eps | 7.33 to 7.38 |
| Aug 28, 2026 | business | Jack Henry & Associates provides core processing and financial technology solutions to over 7,200 financial institutions, focusing on community and regional commercial banks with up to $55 billion in assets and credit unions of all sizes. Key core processing platforms include SilverLake System, CIF 20/20, and Core Director serving over 900 banks, and Symitar serving over 700 credit unions. The company also delivers core-agnostic payment and digital solutions—such as the Banno Digital Platform, Payrailz, and JHA PayCenter (integrating Zelle, RTP, and FedNow)—to approximately 5,600 non-core clients. Revenues are driven by highly recurring multi-year contracts, typically six years for hosted cloud services and payment processing, complemented by annual software maintenance fees and hardware remarketing. Strategy centers on public cloud modernization via the API-first Jack Henry Platform and targeted SMB tools like Tap2Local, augmented by acquisitions such as Victor Technologies. Fiscal 2026 research and development expenses reached $176.4 million, alongside $184.2 million in capitalized software. Despite ongoing bank consolidation shrinking total institution counts by 3% annually, average client asset bases continue to grow. Primary competitors include Fiserv, FIS, Corelation, and Finastra, while operations remain subject to oversight from Federal Banking Agencies under the Bank Service Company Act. |
| Aug 28, 2026 | mda | Jack Henry & Associates reported total fiscal 2026 revenue growth of 7.1% to $2.54 billion (7.3% adjusted), driven by expanding private/public cloud data processing, card risk management fees, digital transaction volumes, and faster payments. Services and support revenue rose 6.3% to $1.45 billion, while processing revenue increased 8.2% to $1.10 billion. Operating expenses increased 5.7% (6.1% adjusted) due to higher personnel compensation, direct service costs, and capitalized software amortization. Net income grew 10.3% to $502.8 million, resulting in an 11.9% increase in diluted earnings per share to $6.98. Top-line expansion was led by Complementary segment revenue rising 8.3% to $752.2 million, Payments growing 7.2% to $936.0 million, and Core core-processing platforms increasing 4.8% to $768.5 million. Operating cash flow expanded 18.8% to $762.0 million, supported by reduced cash tax payments under the newly enacted One Big Beautiful Bill Act. Capital deployment included $184.2 million for product development, $67.1 million in capital expenditures, $448.2 million in share repurchases, $170.4 million in dividends, and the $42.4 million cash acquisition of cloud-native provider Victor to expand Payments-as-a-Service capabilities. Jack Henry secured long-term liquidity by refinancing into a new five-year, $1.0 billion revolving credit facility, ending the fiscal year with $40.0 million in outstanding debt. |
Source: SEC EDGAR filing text and events; period Aug 24, 2026; filed Aug 24, 2026.
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